True Prosperity

by Kerry Keyes from SavingMoneySmarts.com
(Montreal)

Tips for True Prosperity

Are you struggling on your quest to become debt free? Living debt free is a goal that a lot of people set out to accomplish, but somehow find it difficult to stick to a plan of action.

If this resonates with you, I suggest the following tips for success on your path to true prosperity:

1. Start tracking ALL of your Spending

Start keeping track of where you are spending your money. Yes! ALL of your money... you cannot fix what you don't realize is broke. Identify where the leaks are in your spending habits, and Plug em!

2. Pay CASH for your everyday needs

By paying cold hard cash, you'll begin to learn to place actual value on your hard earned money. It is so easy to overspend when you reach for plastic. Credit cards spending just doesn't seem "real", until the bill comes in, that is!

3. Save at least 10% of your Income

Saving a portion of your income religiously every month will help ease any anxiety about not having "enough". That is a valid fear, but if you have identified that lack of security keeps you awake at night - then saving a portion of your money should make that fear subside.

4. Give it away!

"What? You're crazy!" you may say... No, I'm not. By tithing, or freely giving a portion of your money to a charitable cause that you value, you will start the process of looking at your money differently. It feels good to give and not expect anything in return. Expansive acts lead to greater abundance and that my friends, feels wonderful!

Years ago, I got myself into almost $30,000 of debt. Not a very comfortable feeling I must state for the record. It took alot of hard work on my part implementing the above tips, along with some renegotiation with credit card providers - but my debts have been paid for 2 years now. I am on the path to prosperity!

You can overcome debt successfully. Anyone can if they work hard and change their current habits. I know this because I have.

Start on the path to true prosperity today by applying these simple tips to live debt free forever.